Can you get credit card with 570 credit score ? ?

Ruby Martis: A few reasons may be affecting it: 570 is not a great score. You're currently in collection with another company (regardless if you're currently paying it or not). You have a large number of credit card company inquiries in a short period of time. You have another card that you're "paying off". "Paying off" means what? How much of that card's credit have you used up so far?? If it's a $5000 and you're "paying off" the current debt of $4900..........Considering your score, I would make the assumption that your card has more credit used than available. The collection and your current credit card debt is probably decimating your debt-to-available-credit ratio and depending on the amounts, could possibly be putting you into an upside-down ratio. If your credit card is $5000 and your debt to the card is $4000 and your collection account is $2000 you have $6000 in debts and only $1000 in current available credit...or you could view it that you have $6000 in debt on! a total $5000 credit limit. Even if your credit card debt was $2000...your debt is a massive percentage of your total available credit. You want more available credit than used credit. Then factor in your income, which they might look at what you make vs. rent and current minimum payments and they don't feel you can afford it. Each letter you receive after being rejected has to include WHY you were turned down. It also will include what credit bureaus they used to make their determination and by law you can obtain a free report from the bureau....Show more

Nicolasa Henke: Of course, you can. Try bad credit cards for Canadians.

Ileen Oshell: You can surely have a credit card having a bad credit credit. But here are the following drawbacks of having a bad credit - credit card:1. High APR: With a bad credit credit card the interest rates are reasonably higher. Forget those 0% intro APR's- they rarely come with a bad credit credit card.2. One time processing fee: S! ome credit card companies charge a processing fee for people w! ith bad credit who apply for credit card. This is generally charged by credit card companies due to the credit checks, other formalities and risk involved in providing a credit card to bad credit people.3. High annual fee: Keeping the bad credit credit card is definitely going to cost a lot in terms of annual fees depending on the credit report it can go in hundreds of dollars per year.4. High late payment fee: Late payment with a bad credit credit card is severely penalized. 5. Lower credit limits: Since, the credit card companies face increased risk in providing credit card to bad credit people, therefore the credit limits are lower.So be very wise before opting and choosing for a bad credit - credit card. I would rather suggest you to improve on your credit score.All the best...............Show more